Gold, Real Assets and Alternatives · Intermediate
Bonds, G-Secs and fixed income instruments
How bonds work, what moves their prices, how government and corporate bonds differ, and how they compare with deposits.
What is inside
5 short lessons. Each ends with a quiz, so you know what you have learnt.
The essentials
- Bond basics
- Yield, price and rates
- Government securities
- Corporate bonds and credit
- Deposits, debentures and ladders
Key ideas you will take away
- A bond is a loan.
- Coupon is the interest.
- Rates up, prices down.
- Duration shows sensitivity.
- G-Secs have low credit risk.
- T-bills are short term.
Try a question
Q1. Which statement best describes “Bond”?
- This is the date on which the bond’s principal is repaid.
- This is the amount printed on a bond that is repaid at maturity.
- This is a loan an investor gives to a government or company, which promises interest and the return of the principal.
- This is the regular interest a bond pays, usually stated as a percentage of face value.
Show the answer
C. Bond: A bond is a loan an investor gives to a government or company, which promises interest and the return of the principal.
Q2. Which statement best describes “Yield to maturity”?
- This is the chance that interest received must be reinvested at lower rates.
- This measures how sensitive a bond’s price is to changes in interest rates, where a higher figure means more sensitivity.
- This is the chance that rising rates push bond prices down.
- This is the annual return you earn if you buy a bond at its current price and hold it to maturity.
Show the answer
D. Yield to maturity: Yield to maturity is the annual return you earn if you buy a bond at its current price and hold it to maturity.
Frequently asked questions
Is the Bonds, G-Secs and fixed income instruments course free?
Yes. Lessons, quizzes and practice are free. Sign in once with your mobile number or Google to start.
Who is the Bonds, G-Secs and fixed income instruments course for?
It is a intermediate-level course with 5 short lessons, written in plain language for beginners and for people who advise others on money.
Can I learn this in Hindi or Gujarati?
The app screens switch between English, Hindi and Gujarati at any time, and many quiz questions have translations. Lesson text is in English for now.
Do I get a certificate?
Yes. Pass the course exams to earn a certificate that anyone can verify online.
Is this investment advice?
No. It is education only. Speak to a qualified adviser before you act on your own money.
Related courses
UpperCrust Academy is independent study material from UpperCrust Wealth. It is not affiliated with NISM, SEBI or AMFI. For education only. Not investment advice. Always confirm the latest syllabus and rules on the official NISM website.