NRI and Global · Intermediate
NRI investing: funds, shares, property and deposits
The routes an NRI can use to invest in India: mutual funds, shares through PIS, property, deposits, and how money is sent back.
What is inside
5 short lessons. Each ends with a quiz, so you know what you have learnt.
The essentials
- Mutual funds for NRIs
- Shares through PIS
- Buying property
- Deposits and bank accounts
- Sending money abroad
Key ideas you will take away
- Complete NRI KYC first.
- The paying account matters.
- PIS is the bank route.
- NRE route is repatriable.
- Residential and commercial are allowed.
- Farmland is restricted.
Try a question
Q1. Which statement best describes “NRI KYC”?
- This means the NRE or NRO account the money comes from, which decides whether proceeds can be sent abroad.
- This is a limit some fund houses place on investors living in certain countries because of local regulations.
- This is tax deducted when an NRI redeems fund units, at rates set for non-residents.
- This is the identity and address check, including passport, visa and overseas address, needed before investing.
Show the answer
D. NRI KYC: NRI KYC is the identity and address check, including passport, visa and overseas address, needed before investing.
Q2. Which statement best describes “PIS account”?
- This is investing through NRE funds so that sale proceeds can be sent abroad.
- This is an account with an RBI-authorised bank that lets an NRI buy and sell shares on Indian exchanges under the Portfolio Investment Scheme.
- This is investing through NRO funds, where sending proceeds abroad is subject to limits and paperwork.
- This is a cap on how much of a single company foreign investors, including NRIs, may own together.
Show the answer
B. PIS account: A PIS account is an account with an RBI-authorised bank that lets an NRI buy and sell shares on Indian exchanges under the Portfolio Investment Scheme.
Frequently asked questions
Is the NRI investing: funds, shares, property and deposits course free?
Yes. Lessons, quizzes and practice are free. Sign in once with your mobile number or Google to start.
Who is the NRI investing: funds, shares, property and deposits course for?
It is a intermediate-level course with 5 short lessons, written in plain language for beginners and for people who advise others on money.
Can I learn this in Hindi or Gujarati?
The app screens switch between English, Hindi and Gujarati at any time, and many quiz questions have translations. Lesson text is in English for now.
Do I get a certificate?
Yes. Pass the course exams to earn a certificate that anyone can verify online.
Is this investment advice?
No. It is education only. Speak to a qualified adviser before you act on your own money.
Related courses
UpperCrust Academy is independent study material from UpperCrust Wealth. It is not affiliated with NISM, SEBI or AMFI. For education only. Not investment advice. Always confirm the latest syllabus and rules on the official NISM website.